Stock Photos – Money/Finance

There’s an old saying that money is the root of all evil … but really, is it? Mostly it isn’t the money, it’s the greed. Everyone needs money to live in today’s society. At least a little. In most parts of the world, almost everything costs money. There isn’t much in today’s world that’s given away freely. Some of us are savers, some of us are spenders; some of us can do both. Not me. I’m not a great saver (really!). If it weren’t for my husband, we wouldn’t have savings. He’s the one whose made sure we can travel on holiday, or have a Christmas without going into debt, and have funds for our “old age”.

Some of the imagery on this page has come from “old money” we’ve inherited; old coins found in jars and in tins while cleaning out the house. My dad was a packrat … old pennies from the 1800s, a variety of tokens from the subway or special events; and one old Canadian coin that was a 15 cent piece from Nova Scotia. When my dad was a kid, he’d help his mother by digging up garden space in their city yard so she could grow her own tomatoes and spices; a lot of the old pennies came from those digs.

My husband’s grandad use to give each child a silver dollar with the date of their birth on it, so we ended up with a bunch of old silver dollars from the early 1950s, and a couple from the late 1940s, back when they used to be made up of mostly silver. My husband sold most of those (only recently) because none of us are really into collecting coins, although my grandson has recently taken up the interest. His interest lies more towards the modern coins, and in particular the Canadian quarters and nickels that come in series. But me … well, if it’s spendable, it usually gets spent. I have a “drop basket” where I toss all my “small change” and every so often when it’s full, I take it over to a coin exchange, dump it in, and take the paper cash it spits out.

Canada did away with paper dollar bills and two dollar bills and replaced them with coins (a long while back now – the loony and toony), and most recently, they’ve stopped producing the penny. Now all our purchases are rounded either up or down to the nearest nickel. If your total bill comes to $5.97 you pay $6.00; if it comes to $5.92, you pay $5.90 (if you pay in cash. If you pay by debit, you pay the exact amount without the rounding up or down). We don’t have a lot of pennies hanging around any more, but I’ve still got a big piggy bank full … I guess it’s time to head over to the exchange and see how much is in it … well, one of these days. For now, I’ll hang on to them.